Woman making a business payment

Barclaycard Payments extends its relationship with SAP to widen payment acceptance capabilities and enhance procure-to-pay processes

  • The integration between Barclaycard’s Smartpay gateway and SAP’s Upscale Commerce platform will widen payment acceptance for SAP’s customers 
  • This will allow more businesses to optimise their online payments process, improve customer experience and take advantage of Barclaycard’s anti-fraud capabilities
  • The launch also introduces virtual cards and enables integrated options through SAP Ariba and SAP ERP
  • It enables corporate businesses to pay suppliers more quickly with the added benefit of extending payments terms to unlock further working capital

Barclaycard Payments, which processes almost £1 in every £3 spent in the UK, has extended its relationship with SAP by integrating its Smartpay gateway into SAP’s Upscale commerce platform, and enhancing the procure-to-pay services available through SAP Ariba. 

From today, any business signed up to SAP Upscale Commerce will be able to access Barclaycard Smartpay and take advantage of benefits including a frictionless customer experience and bolstered fraud defences.

SAP Upscale Commerce is a software-as-a-service (SaaS) commerce solution popular with mid-size, direct-to-consumer businesses. The platform is designed for mobile, providing users with a seamless experience across a wide range of devices. Integration with Smartpay will enable customers to convert more business online by removing friction from the payment process.

In addition, Barclaycard Payments is now offering virtual card services to businesses using SAP Ariba or SAP ERP software, giving them a simple end-to-end procure to pay experience. As a result, users will be able to minimise late payments to their suppliers and take advantage of early payment discounts. Using Barclaycard’s virtual cards on the platform will also enable SAP Ariba customers to have better control over ad-hoc purchasing and help unlock working capital, through extended payment terms.

The developments are the latest additions to the partnership between Barclaycard Payments and SAP, two industry leaders. Previous collaborations have seen Barclaycard’s business-to-business payment solution, Precisionpay Bank Transfer, incorporated into the SAP Ariba Network and Barclaycard’s gateway product, Smartpay, integrated with SAP Commerce Cloud, the omni-channel commerce platform for larger retailers.

Nicole Olbe, MD of Barclaycard Payments Partnerships, said: “Since launching the UK’s first corporate credit card over 50 years ago, Barclaycard has been pushing the boundaries to create payment solutions that help our clients grow. Over the last eighteen months the pandemic and a changing consumer landscape have impacted the way businesses want to make and take payments. Our ever-evolving partnership with SAP is a result of listening to our customers and clients and making sure we are providing them with the tools and capabilities to thrive under challenging circumstances.

“We have made significant changes throughout the last year to support all our customers, but know there will always be more work to be done. As we continue to strive to support our customers – partnering with the best in class to offer an integrated approach to payments across a wide range of industries is crucial to success.”

Michiel Verhoeven, Managing Director UK and Ireland, SAP, commented: “We’ve had a successful partnership with Barclaycard for a number of years and during this time we have seen an explosion of e-commerce, with the payment market evolving as result. I’m proud of the strong relationship we have forged in support of our customers, who continue to challenge us to provide new ways to accept payments as well as make payments to their suppliers.”

About Barclaycard

Barclaycard, part of Barclays Bank PLC, is a leading global payment business that helps consumers, retailers and businesses to make and take payments flexibly, and to access short-term credit. In the UK we process nearly £1 in every £3 spent using credit and debit cards, and in 2020 we processed over £267bn in transactions globally. We also partner with a wide range of organisations across the globe to offer their customers or members payment options and credit.

About SAP

SAP’s strategy is to help every business run as an intelligent enterprise. As a market leader in enterprise application software, we help companies of all sizes and in all industries run at their best: 77% of the world’s transaction revenue touches an SAP® system. Our machine learning, Internet of Things (IoT), and advanced analytics technologies help turn customers’ businesses into intelligent enterprises. SAP helps give people and organizations deep business insight and fosters collaboration that helps them stay ahead of their competition. We simplify technology for companies so they can consume our software the way they want – without disruption. Our end-to-end suite of applications and services enables business and public customers across 25 industries globally to operate profitably, adapt continuously, and make a difference. With a global network of customers, partners, employees, and thought leaders, SAP helps the world run better and improve people’s lives. For more information, visit www.sap.com.